Protect your investment for when disaster strikes!

We understand your investment is valuable and we want to help make sure you are in great hands. We partner with Diversified Agrisurance Company to offer Center Pivot Insurance. Diversified Agrisurance is the largest insurer of mechanized irrigation equipment in the nation, with over 40 years of experience. Coverage is provided through Central States Indemnity Company of Omaha, an A+ rated insurance company.

Diversified Agrisurance Company provides multi-peril/replacement cost coverage when disaster strikes on machines up to 34 years old. Most companies pay only the actual cash value, after depreciation, of a loss; however, this plan will insure complete replacement, up to the value insured, if the need arises.
This multi-risk coverage, in which damage from wind, tornado, hail, fire, lightning and theft are covered. Added coverage that most other companies don’t insure for include: vandalism, flood, rodent damage, and collision with farm implements.

Diversified Agrisurance also has a very unique feature available; the Mechanical & Electrical Failure Endorsement (M&E). This endorsement covers sudden and/or accidental structural loss due to a Mechanical or Electrical Failure on systems up to 20 years of age. Example: You might need this endorsement if a switch fails and the pivot system walks into itself. Some companies only cover the part that caused the damage, but not the resulting damage. We can also insure ancillary equipment which includes pumps, motors, wiring, and pipe.

All too often an irrigator buys insurance on price and fails to review coverage and claim handling procedures. We handle most claims in-house, so we don’t need to involve outside adjusters who sometimes don’t understand center pivots. We take the pictures, assess the damage, and we promise to have your center pivot back up and running again in a short timely manner resulting in less down time.

We offer competitive rates with deductibles as low as $500 per occurrence, not per pivot.

FEATURES & BENEFITS IRRIGATION EQUIPMENT

REPLACEMENT COST COVERAGE:  pays the cost of repair or replacement (whichever is less) up

                                                                                 to the policy limit.  (Available on units less than 34 years old)

MULTI-PERIL:  covers most perils from external cause, including fire, lightning, wind, tornado,

theft, vandalism, hail, flood, and even collision.  Optional Mechanical/Electrical     Endorsement available. (Available on units less than 25 years old)

Following is a list of the most common insurance perils encountered.  Most claims can be adjusted through your local dealer.

 *-ADDED BY ENDORSEMENT (SEE GUILDLINES)

INSURER:  CENTRAL STATES INDEMNITY COMPANY OF OMAHA,  OMAHA, NEBRASKA